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Fools and Their Money - Is Scrap Gold Mail Order a Rip Off?

January 26th, 2010

I never understood why anyone in their right mind would put scrap gold in a flimsy envelope clearly marked as “contains gold” and send it off to some complete stranger just because they ran a TV ad.

What sense does that make?

First you don’t know what could happen to that uninsured envelope in transit.

Second, you don’t know what percentage of envelopes which arrive get tossed into the “missing address” bin that you just KNOW is sitting in the sorting room.

The sorting is probably done by minimum wage employees - making the real question what percentage of your envelopes get accidentally lost by staff and what percentage get lost intentionally by the company?

You simply can’t know and some companies may be legitimate but there are stories…Read more »

Pure elegance at Bergdorf Goodman

October 17th, 2009

Known for elegance, luxury, and superior service, Bergdorf Goodman is the store where the rich and famous fashionistas are buying women’s ready-to-wear runway styles.

It all began in 1899 when Edwin Goodman started working for Alsace immigrant Herman Bergdorf at his local tailoring establishment in Union Square. A couple of years later, Goodman purchased the store from Bergdorf and moved to a new site where Rockefeller Center stands now.

In 1914, Goodman was the first courtier in New York City to be selling ready-to-wear American and French fashion. With its growing popularity, the company moved to its present location, Fifth Avenue and 58th Street.

The growing company expanded by creating a Bergdorf Goodman Number Nine perfume, as well as Miss Bergdorf and a ready-to-wear line for…Read more »

Jewelry Appraisals: Why You Need One

August 16th, 2009

When buying a piece of fine jewelry, most people are caught up in the emotion driving the purchase. The nervous excitement of the marriage proposal, the anticipation of the birthday gift, the contentment of a milestone anniversary – whatever emotion it may be, the “administrative” end of the purchase is the furthest thought from your mind. So, while you should definitely enjoy the moment, the one thing you shouldn’t let slip is obtaining a jewelry appraisal.

What is a Jewelry Appraisal?
A jewelry appraisal encompasses two things – the description of the piece and an estimate of its replacement cost. Let’s take each in turn:

The Description
A well done appraisal will thoroughly describe the jewelry being evaluated. This encompasses several factors:

1. The type of metal. …Read more »

Stretch Your Budget With Cubic Zirconia Rings

August 16th, 2009

Having little money is no excuse to stop buying gifts for those important occasions in life. A tighter budget or a thinner wallet shouldn’t stop you from looking for high value gifts that will be treasured for years to come.

Cubic zirconia rings are a great way to stretch your budget a little farther than it would otherwise. While there seems to be some contention as to their value, no one questions the fact that they’re certainly less expensive than other gemstone jewelry.

Many people think of cubic zirconia rings as fake, but this isn’t true. A CZ ring would only be fake if it were pretending to be something it’s not. Passing one off as a diamond ring would be false, but otherwise they’re definitely genuine.

Unlike diamonds, this kind of jewelry doesn’t cost you an arm …Read more »